Thursday, November 20, 2025 / by Tanya Kerr
*While I am a licensed Realtor®, I am not acting as your Realtor. Every real estate situation is unique, so please consult a professional who can provide advice tailored to your needs.*
If you’ve recently come into money – maybe from selling a property, receiving a bonus, an inheritance, or even winning the lottery – you may be sitting on a financial opportunity most homeowners overlook. That extra cash can do more than just sit in your bank account or get eaten up by inflation. Used strategically, it can help you slash your monthly payments, cut years off your loan, and save hundreds of thousands in interest through recasting or refinancing your mortgage.
Let’s unpack what each of these options means, when to use them, and how much you could actually save.
What Is a Mortgage Recast?
A mortgage recast (sometimes called a loan re-amortization) allows you to apply a large lump-sum payment toward your existing m ...
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Monday, November 17, 2025 / by Tanya Kerr
If you have ever wondered how people get started investing in real estate, you are not alone. The idea can feel intimidating, like something only the wealthy or “experienced” do. But here is the truth: most real estate investors do not start with deep pockets or insider connections. They start with one home, a little grit, and a long-term vision.Maybe you have asked yourself how you can start investing in real estate or what good real estate investment metrics actually look like. Let’s dip our toe into that conversation together, because once you understand how approachable real estate investing really is and how powerful it can be, you will never look at homeownership the same way again.Step 1: Start Where You Are - The Move-Up StrategyOne of the most traditional and financially smart ways people become investors is by accident. Many start with a starter home, live in it for a few years, build equity, and then “move up” to their next home while keeping the first as a rental property.I. ...
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Monday, October 13, 2025 / by Tanya Kerr
Hook ’em Horns and welcome back to school, Austin!
Whether you’re a proud Longhorn, an Austin transplant, or just a trivia junkie, the University of Texas has been keeping things interesting since the 1800s. From live steer mascots to color wars over orange, UT is more than just a campus—it’s a treasure trove of quirky history.
Let’s dive into 6 fun, fascinating facts about UT Austin that make it such an iconic part of our city.
1. UT's First Day Was… Kind of Unfinished
When UT officially opened in September 1883, the building wasn’t even finished yet. Classes kicked off in a half-built structure on a grassy hill—where the famous UT Tower now stands. Talk about humble beginnings!
2. Bevo May Be the Face, But the OG Mascot Was a Dog Named Pig
Yes, really. UT’s first mascot was a pup named Pig Bellmont. He lived on campus, followed students to class, and is even buried under the stadium w ...
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Friday, September 26, 2025 / by Tanya Kerr
If you’ve ever tuned into Selling Sunset or another reality show about real estate, you might think Realtors spend their days sipping champagne, attending rooftop parties, and engaging in dramatic office rivalries. The truth? That couldn’t be further from reality.
Yes, I’ll even include a photo of me raising a glass of champagne — because that’s what people assume Realtors do all the time. But the reality is, you’re just as likely to catch me mowing a client’s yard when the landscaper didn’t show up. Not exactly the kind of thing Netflix makes a show about, but it’s the real day-to-day life of a Realtor.
Why It’s Not All Glamour
Networking events do happen, but not because we crave drama. We attend to build relationships with other agents and industry professionals so we can better serve our clients. And while some offices or teams might thrive on parties and distractions, those aren’t the agents consi ...
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Monday, September 15, 2025 / by Tanya Kerr
At T. Kerr Property Group, we know that buying a home is more than just a transaction — it’s about finding a place where life can happen and memories can be made. For our military veterans, the process carries an added layer of significance. That’s why we’re proud to have two of our own team heroes, Ron Jones and Steven Brandon, who are both veterans themselves. They have each personally purchased a home using a VA loan and now specialize in guiding fellow veterans through the process with unmatched insight and compassion.
What Makes a VA Loan Unique?
A VA loan, backed by the U.S. Department of Veterans Affairs, is one of the most valuable benefits available to those who have served. Unlike conventional loans, VA loans come with significant advantages designed to help veterans achieve homeownership with fewer financial barriers.
Key benefits include:
No Down Payment Required – This is one of the biggest draws for veterans ...
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