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Buyer | Real Estate Blog

Wednesday, February 4, 2026   /   by Tanya Kerr

The Real Cost of Buying a Home in Central Texas

*While I am a licensed Realtor®, I am not acting as your Realtor. Every real estate situation is unique, so please consult a professional who can provide advice tailored to your needs.*
It’s Not Just the Price Tag
If you are buying a home in Central Texas, chances are you have already looked at interest rates, run a mortgage calculator, and thought, “Okay, I can make that payment work.”
And then the taxes show up.
This is one of the biggest surprises for buyers, especially those relocating from out of state or buying their first home. The purchase price is only one part of the equation. Your monthly payment is driven by several moving pieces, and in Texas, property taxes deserve serious attention.
Let’s break down what actually goes into the cost of buying a home in Central Texas, using real price points we see every day.
Typical Price Points We See in Central Texas
While every situation is unique, here are common ranges we see across Williamson Count; ...

  real estate, t. kerr property goup, buyer

Friday, January 30, 2026   /   by Tanya Kerr

Liberty Hill TX Water Sources Explained: What Homebuyers and Residents Need to Know as the City Grows

*While I am a licensed Realtor®, I am not acting as your Realtor. Every real estate situation is unique, so please consult a professional who can provide advice tailored to your needs.*
Liberty Hill Texas is no longer a quiet pocket on the edge of the Hill Country. Over the last decade, residential development has surged, bringing new neighborhoods, new homeowners, and now a major wave of retail, dining, and infrastructure investment. Liberty Hill has quickly become one of the fastest growing communities in Williamson County, and that growth has shaped nearly every part of the city.
With growth, however, comes one of the most common and important questions people ask when researching Liberty Hill real estate.
Where does the water come from, and is the supply sustainable long term?
Let’s break it down clearly, factually, and without the fear based headlines.
Where Liberty Hill Gets Its Water
Liberty Hill relies on a combination of surface water and groundwater sources. ...

  real estate, t. kerr property goup, buyer

Friday, January 30, 2026   /   by Tanya Kerr

Living in Liberty Hill TX: Growth, New Stores, and What Buyers Need to Know

*While I am a licensed Realtor®, I am not acting as your Realtor. Every real estate situation is unique, so please consult a professional who can provide advice tailored to your needs.*
Why Are So Many People Moving to Liberty Hill TX?
Liberty Hill TX has quietly become one of the most talked-about communities in Williamson County, and for good reason.
People are choosing Liberty Hill because it offers something that is getting harder to find in Central Texas. Space. Views. Community. A true small-town Texas feel with room to grow.
Located just north of Cedar Park and Northwest Austin, Liberty Hill offers a reasonable commute while still feeling removed from the congestion of the city. The topography alone sets it apart, with rolling hills, mature trees, and scenic Hill Country views that many newer suburbs simply cannot replicate.
Add in a growing school district, a wide range of new construction options from multiple builders, and a strong sense of local pride, and it is e ...

  real estate, t. kerr property goup, buyer

Friday, November 21, 2025   /   by Tanya Kerr

How to Know How Much Home You Can Really Afford: The 30/30/3 Rule Explained

*While I am a licensed Realtor®, I am not acting as your Realtor. Every real estate situation is unique, so please consult a professional who can provide advice tailored to your needs.*
Part of my own wealth-building journey has been through real estate - and that requires discipline. Over the years, I’ve seen how financial stability and smart decision-making can completely transform not only an individual’s future but their family’s. At T. Kerr Property Group, part of our mission is to be a conduit for wealth-building for our clients. To do that, we have to talk openly about both the opportunities and the risks that come with homeownership.
If you’re trying to figure out how much to spend on a home, the 30/30/3 rule is one of the best frameworks out there. It was first introduced during the 2008 financial crisis to help buyers avoid overextending themselves - and it’s just as relevant today.
Following the 30/30/3 rule gives you a higher chance of ...

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Monday, November 10, 2025   /   by Tanya Kerr

The 1% and 70% Rules: The Two Formulas Every Real Estate Investor Should Know

Maybe you’ve asked yourself how you can start investing in real estate or what good real estate investment metrics actually look like. Well, let’s dip our toe into that conversation to get you started. Whether you’re dreaming about buying your first rental, exploring a fix-and-flip, or just curious about how seasoned investors decide whether a deal makes sense, understanding a few key numbers is the best place to begin.
In this post, we’re breaking down two of the most reliable formulas used by investors across Austin, Round Rock, Georgetown, and Travis and Williamson Counties - the 1% rule and the 70% rule. These formulas aren’t just for spreadsheets - they’re your early warning systems to tell you whether a deal deserves your attention or a polite “pass.”
 

 
1. The 1% Rule - For Rentals
The 1% rule is a quick litmus test for rental property viability.
It means your monthly rent should equal roughly 1% of your purcha ...

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