Monday, February 2, 2026 / by Tanya Kerr
*While I am a licensed Realtor®, I am not acting as your Realtor. Every real estate situation is unique, so please consult a professional who can provide advice tailored to your needs.*
What you may not know is included in your property taxes.
If you have been shopping for a home in Central Texas, you have probably noticed something confusing. Two homes with similar prices can have wildly different monthly payments. The difference often comes down to three letters buyers are rarely taught to fully understand: MUDs, PIDs, and special taxing districts.
These are not bad words. But they are powerful, and if you do not understand them before you buy, they can impact your budget, your resale value, and your long-term affordability.
Let’s break this down in plain English.
First, What Actually Makes Up a Property Tax Rate?
Your total property tax rate is made up of multiple taxing entities, which can include:
City
County
School district ...
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real estate, t. kerr property goup, tax
Monday, September 15, 2025 / by Tanya Kerr
At T. Kerr Property Group, we know that buying a home is more than just a transaction — it’s about finding a place where life can happen and memories can be made. For our military veterans, the process carries an added layer of significance. That’s why we’re proud to have two of our own team heroes, Ron Jones and Steven Brandon, who are both veterans themselves. They have each personally purchased a home using a VA loan and now specialize in guiding fellow veterans through the process with unmatched insight and compassion.
What Makes a VA Loan Unique?
A VA loan, backed by the U.S. Department of Veterans Affairs, is one of the most valuable benefits available to those who have served. Unlike conventional loans, VA loans come with significant advantages designed to help veterans achieve homeownership with fewer financial barriers.
Key benefits include:
No Down Payment Required – This is one of the biggest draws for veterans ...
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Monday, February 3, 2025 / by Chala Strimple
10 Hidden Costs to Watch for When Buying a Home
You’ve Saved for the Down Payment—But What About the Rest?
You finally found the perfect home. You’ve got your down payment ready, your loan pre-approval in hand, and you’re dreaming about furniture placement.
But here’s what surprises many first-time buyers: the down payment is just the beginning. When you buy a home, there are hidden costs that can sneak up on you—and eat into your budget fast.
As a real estate agent, I’ve walked hundreds of buyers through this process. I always make sure my clients aren’t just prepared to buy the house, but to own it with confidence.
Let’s break down the top 10 hidden costs of buying a home, so you can budget wisely and avoid that “wait, I owe how much?” moment at closing.
1. Closing Costs (They're Not Just for Sellers)
Many buyers think only the seller pays closing costs—but that’s not the full picture ...
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real estate, buyer, market update, property taxes
Friday, March 22, 2024 / by Tanya Kerr
Embark on the exciting journey of buying your first home with essential tips and guidance from a seasoned Realtor. Discover how to navigate the market, avoid common pitfalls, and make your home-buying dream a reality.
First-Time Home Buyer Course: Charting Your Path to Ownership
Introduction: Embarking on Your Home-Buying Journey
Picture this: You're standing in front of your dream home, keys in hand, heart brimming with joy. For many, this moment remains just that—a picture, a fleeting dream, especially for first-time home buyers.
The road to homeownership is paved with aspirations, uncertainties, and a plethora of questions. But fear not! With the right knowledge and guidance, this dream can turn into your reality.
In my years as a Realtor, I've witnessed the magic unfold for countless first-time buyers, and today, I'm thrilled to share the wisdom that can turn your home-buying aspirations into tangible keys in your hand.
Table of Contents
Introduction: Nav. ...
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real estate, buyer, market update, t. kerr property goup, best realtor near me, buying vs. selling, property taxes, new construction
Monday, April 25, 2022 / by Kathryn Jones
Our very own President, Russ Phillips teamed up with Legacy Mutual Mortgage's Nick Pronsky again to talk what to do when there's multiple offers on the table. Nick has an extensive knowledge and understanding of the industry after spending time in underwriting, processing, and origination, both in wholesale and in retail. Nick really found his calling when he moved to Austin and became a full-time loan originator, where his knowledge of mortgage underwriting guidelines and his commitment to providing excellent customer service helped him grow his business through a trusted network of referral sources. He is very accessible and straightforward with all of his clients, he always works diligently to make sure clients are comfortable throughout the process of obtaining a home loan, and his goal is to provide each homebuyer with the best possible loan program and terms to fit his/her individual financial goals.Nick has been voted by industry peers as a Top 10 Mortgage Profession ...
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market update, real estate, seller, buyer, economy, property taxes
